Privacy policy
This Privacy Policy explains how Capital Infrastructure Sdn Bhd, trading as Ministry of Capital ("we," "us," "our"), collects, uses, discloses, and protects your personal information when you use our website or services. We are committed to handling your information in accordance with the Personal Data Protection Act 2010 (Malaysia) and other applicable laws.
1. Information We Collect
1.1 Information you provide. When you contact us, submit an enquiry, or apply to use our services, we may collect your name, company name, email address, phone number, the retailers you supply, and any information you include in your message.
1.2 Financing-related information. If you proceed toward a financing facility, we (and our licensed partner institutions) may collect business and financial information, including company registration details, invoices, bank statements, and identification of company directors, to the extent required for onboarding, verification, and credit assessment.
1.3 Usage information. We may collect information about your use of our website, including IP address, browser type, device information, and pages visited, to help us understand and improve how the site is used.
2. How We Use Your Information
We use the information we collect to:
Respond to your enquiries and communicate with you about our services;
Assess and facilitate your eligibility for working capital facilities through our licensed partner institutions;
Carry out onboarding, verification, and related administrative processes;
Operate, maintain, and improve our website and services;
Comply with legal, regulatory, and record-keeping obligations.
3. Sharing Your Information
Ministry of Capital does not provide financing directly. To facilitate a facility, we share relevant information with licensed financial institutions who issue, assess, and service the facility. We share information only as necessary for these purposes.
We may also share information with trusted service providers who support our operations (such as IT and administrative providers), and where required by law, regulation, or a valid legal request. We do not sell or rent your personal information.
4. Data Transfers
We operate across Malaysia and the wider region. Where information is transferred outside Malaysia, we take reasonable steps to ensure it is handled in accordance with applicable data protection requirements.
5. Cookies and Similar Technologies
We use cookies and similar technologies to operate the website and understand usage. You can control cookies through your browser settings, though disabling them may affect certain features
6. Data Security
We take reasonable measures to protect the information we hold. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
7. Retention
We retain personal information for as long as necessary to fulfil the purposes described in this policy and to meet legal, regulatory, and record-keeping obligations.
8. Your Rights
Subject to applicable law, you may request access to, correction of, or deletion of your personal information, and may withdraw consent to certain processing. To make a request, contact us using the details below.
9. Children's Privacy
Our website and services are directed to businesses and individuals aged 18 and over. We do not knowingly collect personal information from anyone under 18.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "last updated" date.
11. Contact Us
If you have questions about this Privacy Policy or how we handle your information, contact us at contact@ministryof.capital.
Ministry of Capital is a trading name of Capital Infrastructure Sdn Bhd. Not affiliated with any government ministry, department, or agency.